Investing Guide

With the S&P 500 hitting record highs, it’s easy to become fixated solely on the performance of these 500 US-listed stocks and overlook the myriad of investment opportunities that exist beyond them. While stocks have indeed been the top-performing asset class in 10 of the last 15 years, it’s crucial to note that in 15 of the past 25 years, alternative investments have outperformed stocks, even during years when stocks returned close to their historical average of almost 10%. As we embark upon the second quarter of 2024, it’s imperative…

In the world of finance, the decision to invest can often feel like a daunting leap into the unknown, especially for those who prefer the perceived safety of cash and short-term investments. However, as Naveen Malwal, CFA, institutional portfolio manager with Fidelity’s Strategic Advisers, aptly puts it, sometimes successful investing requires embracing the counterintuitive. While the stock market’s volatility may initially deter investors, focusing on the growth potential of stocks can lead to significant financial rewards in the long run. Here are three compelling reasons why investing in stocks, bonds,…

Introduction: As we embark on a new year, the economic and corporate landscapes appear robust, exceeding expectations set by many economists. However, despite the positive outlook, the financial markets are no stranger to surprises. In this comprehensive blog post, we’ll explore five potential surprises that could shape the investment landscape in 2024. From inflation dynamics to Federal Reserve policies, economic risks, productivity trends, and the performance of high-quality US large-cap companies, let’s delve into the intricacies that might unfold over the course of the year. Inflation: A Lingering Challenge While…

As we step into the new year, it’s essential for investors to reflect on the remarkable events that shaped the financial landscape in 2023 and strategize for what lies ahead in 2024. Three major forces – Artificial Intelligence (AI), Taylor Swift, and the Federal Reserve (Fed) – played pivotal roles in steering the economy and the markets over the past year. Now, the question is whether the momentum is done, or if there’s more to come. The 2023 Rollercoaster: AI, Taylor Swift, and the Fed The year 2023 witnessed an…

Introduction: As we approach the end of 2023, the financial markets are experiencing a resurgence reminiscent of spring, with both stocks and bonds making robust gains. The prospect of the Federal Reserve concluding its prolonged rate-hiking campaign has injected confidence into investors, paving the way for a potential continuation of the bull market into 2024. While uncertainties always loom, the optimism surrounding a strong Santa rally and the possibility of rate cuts in the coming year paint a promising picture. In this in-depth analysis, we will explore the factors driving…

Introduction: As we step into 2024, the financial landscape appears to be shrouded in uncertainty. However, despite the potential challenges, strategic investors can find opportunities to not only weather the storm but potentially thrive. In this comprehensive guide, we’ll delve into five top investing ideas for 2024, crafted by Fidelity’s seasoned experts. Whether you’re seeking income, aiming for a balanced portfolio, or considering the impact of fees and taxes, these strategies are designed to help you get the most out of your investments. Don’t Miss These Income Opportunities: In a…

Introduction: In the ever-evolving landscape of personal finance, investors are confronted with the challenge of deciding what to do with their cash as short-term investments like CDs and bonds mature. Over the past two years, these investments have provided attractive yields of nearly 5%, presenting an appealing alternative to the volatility of the stock market. However, as the economic cycle approaches a potential slowdown, investors must carefully consider the risks associated with holding too much cash. In this blog post, we delve into the concept of reinvestment risk and explore…

In a world where financial literacy is increasingly recognized as a crucial life skill, introducing kids and teens to the world of investing can set them on a path to financial success. According to Fidelity’s 2023 Teens and Money Study, a staggering 91% of teens express a definite interest in investing, with three-quarters of them planning to embark on this financial journey before graduating college or earlier. So, can kids really invest in stocks, and if so, how can parents facilitate this process? Let’s delve into the details. The Power…

Geopolitical Realities and Financial Markets Savvy investors understand that geopolitical tensions and uncertainties can have a profound impact on the financial markets. In this ever-changing landscape, one factor that is gaining prominence is weaponized migration. Recent events on both sides of the Atlantic, from the U.S.-Mexico border crisis to the situation in the Mediterranean, have raised questions about the motivations and implications of this global immigration surge. Weaponized Migration: A Historical Perspective The use of migrants as pawns in geopolitical games is not a new phenomenon. This strategy has been…

Introduction In a world filled with countless daily demands, the idea of having one less thing to think about is truly appealing. Just as inventions like the dishwasher and washing machine revolutionized household chores, automating your saving and investing can revolutionize your financial life, offering you both convenience and potentially significant impacts on your long-term net worth. This blog post delves into the concept of automated investing, highlighting its many benefits and providing insights into how to make it work for you. What is Automated Investing? Automated investing is a…